Car rental insurance protects you from any liability that results in death, injury to others or any property damage that is caused while you are driving a rental car in Italy.
In Italy, the law requires that you must carry certain types of insurances: Collision Damage Waiver (CDW) and Theft Protection. For your convenience, Auto Europe's rates in Italy include these insurances, as well as fire and third-party liability insurance in order to limit your financial risk in case of an accident or theft. Although a popular option in other European countrie, very few credit cards with car rental insurance offer coverage in Italy, making it a necessity to be sure you are properly covered ahead of time.
CDW reduces the amount of the deductible (the amount drivers in Italy would be expected to pay if there was an accident) to approximately USD$125-USD$1180, and Theft Protection reduces the deductible to USD$305-USD$1180. Super CDW may be offered locally to reduce your deductible as low as zero. Fire insurance and third party liability are also included in all car rental rates in Italy. Third-party liability provides between USD$3.1 million and USD$32 million worth of coverage to any damage to property or injury to people outside of the rental car. Fire insurance provides unlimited coverage to the vehicle in the event of a fire.
In order to protect your belongings while traveling in Italy, you should never leave expensive or irreplaceable items inside your car when you're not in it. To gain further peace of mind, Personal Effects Protection can be purchased locally and insures select items if stolen from your rental car. Typically this coverage costs around USD$7 per day. Personal Accident Coverage is also recommended and will cost around USD$8 per day and can be purchased at the local rental counter.