When renting a car in France it is required by law that drivers carry unlimited third party liability insurance, and as a result it is automatically included in the price of all car rentals. The advantage of having this car rental insurance in France is that you are protected from injury, death or property damage to others which occur while operating your rental during your trip to France. The cost of fire insurance is also included in your daily car rental rate when you book a car with Auto Europe.
Many drivers prefer to obtain more extensive coverage while on vacation in France. Doing so can provide travelers with peace of mind and if you're interested in learning more about Auto Europe's inclusive rates we invite you to obtain a free quote via our booking engine or by calling us toll-free at 1-888-223-5555.
Supplemental car rental insurance in France is available from Auto Europe at a discount if booked in advance of your trip. Popular optional coverage includes Collision Damage Waiver (CDW) and theft protection (TP). While the price of this coverage will vary depending upon the rental car supplier, the location of your rental and the type of car you book, if you choose to add this coverage at the pick-up counter you can typically expect to pay between $10 USD and $80 USD per day for CDW insurance and $3 USD to $18 USD per day for theft insurance in France.
It's important to note that purchasing these insurance options reduce the deductible you'll owe in the case of an accident or in the event your rental car is stolen in France. Over-the-counter CDW insurance purchased from your vehicle supplier typically reduces your deductible to between $690 and $3870 USD per day and the deductible for theft insurance typically ranges from $845 to $5808 USD. While supplemental CDW and Theft insurance does reduce the amount you could be charged significantly, for many travelers the deductible is still a substantial or prohibitive sum.
Because of the risks of a high deductible charge many Auto Europe clients planning a trip to France elect to take advantage of our fully refundable zero excess deductible insurance option. This protects you during your trip by offering a full refund of the deductible you've paid providing you submit basic paperwork which confirms the details of the accident or theft (rental agreement, police report, damage estimates, etc.).
The France car rental insurance rates listed here are estimates and are subject to change without notice. For the most up-to-date pricing information we encourage you to request a free online quote via our booking engine or invite you to call Auto Europe toll-free at 1-888-223-5555 to speak with a France car rental specialist.
As mentioned above, the good news for travelers is that liability and fire insurance on your rental car in France is included in your daily rate. Travelers have the option of adding CDW (collision) and theft insurance to their rental, but this is optional.
Some travelers will opt for supplemental coverage provided by their credit card rental car insurance and, while this can be a good way to reduce cost, it's important to read the fine print. Credit card companies often exclude some types of vehicles from their car rental insurance policies so it's important to know the details of your card's coverage so that you know whether you're covered or not. Exotic cars, RVs or camper vans and luxury rental cars valued at $50,000 USD or more will generally not be covered by your credit card company.
Another important thing to ask about when you contact your credit card company about rental car insurance in France is the length of the rental. Many drivers planning an extended trip to France take advantage of Auto Europe's short-term car lease program from Peugeot, but rentals lasting longer than 30 days often don't qualify for full coverage from credit card companies.
One final concern which you should be aware of when renting a car in France is that while your insurance company will likely extend coverage to your rental vehicle, this coverage generally only extends to the value of your personal vehicle. You could be responsible for any damages above and beyond this amount (if your rental car is valued for more than your personal vehicle at home).
The take away from all of this information?
While you aren't required to purchase supplemental car rental insurance in France, Auto Europe recommends that you seriously consider pairing CDW and theft insurance with our zero-excess deductible insurance so that you are covered for 100% of charges which result from a car accident or the theft of your rental vehicle.
For many people a trip to France is an once-in-a-lifetime adventure and the peace of mind provided by comprehensive insurance will guarantee that you can focus on making memories and not be stuck scrambling to pay a hefty bill which could put your personal finances in the red.
Interested in learning more about car rental insurance in France? Auto Europe's Travel Tips section has great information and videos explaining your car rental insurance options.
Learn More: Continue Reading our France Travel Guide